As Independent Financial Advisers (IFA’s), we are not tied to any product provider and are therefore able to provide a fully independent service.

We are able to research the whole marketplace, and select products from all available providers ensuring the correct product is chosen for your individual needs.


We are regulated by, and bound by, the rules of the Financial Services Authority, which inherently oblige us to offer ‘suitable advice’ to all our clients.

In order to achieve this we must initially gain a comprehensive understanding of your circumstances and requirements. We are then able to utilise this information and together with our product knowledge and research, offer you our recommendations.

Our recommendations are presented to you in the form of a written report, giving you a permanent record of our advice which will assist you to appreciate the detail of the advice given. In addition, all costs charges and any fees will be fully explained to you.

Above you will see details of areas within which we are most often asked to help clients – by clicking on the individual ‘Service’, each area is explained in greater detail showing how we may be able to help you.

We offer all initial consultations on a no charge and no obligation basis, and with our Darwen town centre location offer parking facilities to all our clients.